斗牛斗牛

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置业理财:房租抵按揭能否行得通?

时间:2014-03-13 23:00:03 来源:未知 作者:admin 点击:

 2006年初中国的房价,到了一个5年前没有多少人敢想,5年后会让无数人后悔不迭,远远脱离中国国情的历史高价位。可是仍有不少口袋里并没有多少钱的人似乎对高房价趋之若鹜,看起来不顾一切地往高房价这个火坑里跳,通宵排队,合同看也不看就签字,不管今后三六九,只求现在拥有。
    造成这种现象的原因比较多,主要有:

    1、MAIZHANGBUMAIDIEDEPUBIANXINLI。JIHUSUOYOUDESHANGPIN,ZAIZHANGDESHIHOU,RENMENGENGYOUMAIJINDEYUWANG,YUANYINHENJIANDAN,YIQIANDESHANGZHANGJIRENYIZHONGJINHOUHAIYAOZHANGDEXINLIANSHI,MAIJINGENGJIESHENGCHENGBEN;DANYIDANXIADIE,TEBIEXINGCHENGYIZHONGXIADIEDEXINLIANSHI,RENMENDEGOUMAIYUFANERXIAJIANG。SUIRANSHANGZHANGHOUDEJIAGEYIBANGAOYUXIADIEHOUDEJIAGE。

    2、RUTONG“BUXIAOYOUSAN,WUHOUWEIDA”YIYANGDE“JUZHEYOUQIWU”CHUANTONGGUANNIAN。

    3、FULIFENFANGDEZHONGJIE。

斗牛斗牛    4、JUMINSHOURUDETIGAO。

斗牛斗牛    5、QUEFAJIAOHAODETOUZIQUDAO,GUPIAOSHICHANGZHANGQIYINDIE,RANGSHUQIANWANGUMINHENSHOUSHANG(BIZHONGGUOQIUMIHAIYAOCAN,BIDOUEHAOYIXIE),GUOZHAI、BAOXIANDENGSHOUYIBIJIAODI,ERZHEILIANGNIANZHONGGUODEDAIKUANLILVYOURUCIZHIDI,YUSHIZIJINFENFENYONGRUFANGCHANSHICHANG,WENZHOUCHAOFANGTUANYOUQIYOUMING。

    6、WAIGUOREQIANDURENMINBISHENGZHI。

    QISHIYUANYINHAIYOUHENDUO,ZHEILIYAOJIANGDESHIQIZHONGYIZHONG,JIUSHIBUSHAORENFAXIAN,ZIJIRUGUOZUFANG,MEIYUEJIAODEFANGZU,HEZIJIFULESHOUFUZHIHOUDEMEIYUEANJIEHAIKUANCHABUDUO。ERHOUZHESIHUHAOCHUHENDUO:YISHIDAIKUANHAIQINGZHIHOU,FANGZIJIUSHIZIJIDELE,ERRUGUOZUFANG,FANGZIYONGYUANSHIFANGDONGDE;ZAIZIJIJIALIBIJINGGANJUEBUYIYANG,JIUXIANGTIZUQIU,ZAIZHUCHANGJIUSHIFANGDEKAI,RONGYIQUSHENGYIYANG。

斗牛斗牛    ZHEIZHONGXIANGFASHIBIJIAODUANSHIDE,YUANYINRUXIA:

    1、ZUFANGBUBIFUCHUSHOUFU,MAIFANGXUYAOSHOUFU。NABEIJINGLAIJIANG,ZAISHIQUYONGWULIUSHIWANYUANMAIDEFANGZISHIHENYIBANDE,ZHONGXINDIDUANKENENGZHINENGMAIDAOSANSISHIPINGFANGMI。RUGUO30%DESHOUFU,JIUSHI20WANYUAN。DUIYOUXIERENLAIJIANG,ZHEI20WANYUANDANGRANBUCHENGWENTI,KESHIZHONGGUOYOUQIANRENKENDINGSHISHAOSHU,GENGDUODEREN,SHIFUMUXISHENGZIJIDEYANGLAOCHUBEI、YILIAOZHUNBEIJIJINHOUTIGONGDE。ZAIFUCHUSHOUFUHOU,KONGPAZHEIBEIZIBUYAODASUANCHUANGYELE,JINHOUZHANGQIYAOMIANDUIANJIEHAIKUAN。RUGUOSHINIANQINGREN,SHENGHAIZISHICHIZAODESHI,ERJUQIANYIZHENZIDEDIAOCHA,BEIJINGSHIBAYIGEHAIZICONGCHUSHENGYANGDAOJIEHUN,PINGJUNCHENGBENSHI46WANYUAN。QISHIDAGONGDEREN,BUDAKENENGFACAIDE,TEBIESHIZAIZHONGGUO。ZHEIYANGSUOWEIDE“GUANGZONGYAOZU”DEJIATINGZHONGDANZHIHAOZAIXIAYIDAISHOULISHIXIANLE。

斗牛斗牛    2、ANJIEHAIKUANYUFANGZUZHISHIZANSHIXIANGDENG。MEIYUEANJIEHAIKUANSHIGENJUDAIKUANZONGEYUDANGSHIDELILV,HAIYOUDAIKUANSHIJIANDEZHANGDUANJUEDINGDE。ZUIGUANJIANDESHIDAIKUANZONGE,ERDAIKUANZONGEQUJUEYUDANGSHIDEFANGJIA。RUGUOFANGJIAXIADIEXIANGDANGDEFUDU,BIRU30%,NEIMEGOUFANGDEDAIKUANZONGEHUIXIADIE30%YISHANG(YINWEIMAIFANGZIJINENGTIGONGDEXIANGTONGSHUEDESHOUFU,ZAIMAIFANGZONGJIAXIADIEHOU,ZHANMAIFANGZONGJIADEBILIJIUSHANGSHENGLE),ZHEIYANGXIANGTONGDAIKUANLILV,XIANGTONGDAIKUANQIXIANXIADEMEIYUEANJIEHAIKUANEHUIDADAJIANGDI,ERFANGZUQUESHIXIANGDUIBUBIANDE(ZHONGGUOZHEILIANGNIANFANGJIACHIXUDAFUSHANGZHANG,FANGZUQUEFEICHANGWENDING,YOUXIEDIFANGHAICHUXIANXIAOFUXIADIE)。

斗牛斗牛    SUOYI,JISHIFANGZUYUHAIDAISHIJIBENXIANGDENGDE,KESHIRUGUOFANGJIAXIADIEJIAODUOHOU,ANJIEHAIKUANHUIXIADIEHENDUO。JINJINYINWEIFANGZUYUHAIDAIJIBENXIANGDENGERMAIFANG,SHIFEICHANGDUANSHIDE。

    YOUBUSHAOZHONGGUOREN,GANJUEMEIYOUZIJIDEFANGZIMEIYOUMIANZI,ZHENGSUOWEISHISHANGBENWUSHI,YONGRENZIRAOZHI。ZHEIZHONGXINLICHENGSHOUNENGLISHIZAISHITAICHALE。HAINABAICHUAN,YOURONGNAIDA,RONGDEXIASHIQINGSHIYIZHONGSUZHI。ZHEILIJIANGYIGEYUYAN,GERENYOUBUTONGDETIHUI:LIENING、SIDALINHEGEERBAQIAOFUTONGZUOYILIANGHUOCHE。TURANHUOCHECHUGUZHANG,TINGLE。LIENINGSHUO:“QUZHAOGONGRENJIEJI,TAMENHUIBANGWOMENJIEJUEWENTIDE。”SIDALINDANU:“BASHEJIZHEIGEHUOCHEJICHEDEGONGCHENGSHIZHAOLAI,QIANGBI!”GEERBAQIAOFUZUOZAINEILI,DONGYEBUDONG,SHUO:“HEBINI?WOMENWEISHENMEBUBACHUANGLIANLASHANG,RANHOUXIANGXIANGZHEILIANGCHERENGZAIJIXUXINGSHINI?”


 

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